As we already know we all are living in a digital environment and there are lots of mobile applications that can be used to make payments online. There are also many payment gateways like ccavenue, etc. But there are only a few applications that are the best online money payment apps as well as trustworthy and have safe and secure payment methods. So here we are going to mention some of the top most popular, safe, and best payment apps.
#1 PayPal
Paypal is an international payments app that regulates all the international transactions performed across the globe. This app allows you to receive money online from anywhere in the world. The amazing feature of this payment app is that this itself converts the foreign currency into domestic currency by charging the nominal conversion fee and they auto withdraw the amount in a bank account. The verification is not that easy in this app because it is an international payment app so they require full proof verification. This app also provides many amazing offers for making payments online on many e-commerce platforms. This is one of the best and most common apps for making transactions online with international countries. If you are using this app in the US then there are no transfer fees, you can transfer money to your family and friends in the US with this app. This app gives you a two-factor authentication sign-in for more security. In conclusion, PayPal is one of the safest and best online payment apps.
#2 Paytm
Paytm is one of India’s most popular wallets, the UPI, and one of the trending payment apps. You need to do KYC to access your Paytm account. For KYC you have to visit a KYC center and get your KYC done. Once the KYC of your Paytm account is done you can easily access many services of Paytm. Paytm offers a lot of services which an individual wants to access. It also offers mobile recharge, movie tickets, ticket booking, bill payment, etc. Paytm gives many offers to perform transactions online. These offers can be in the form of cashback and vouchers. Paytm also have its subsidiaries like Paytm Wallet, Paytm Mall, Paytm Money for mutual funds, Paytm Payments bank. You can enjoy all the services which a normal bank provides with Paytm Payments Bank. Paytm also provide a UPI service, To access the UPI service you need to link a bank account and set a UPI pin which is required when you perform any UPI transaction. Mostly everyone has Paytm. But be aware of the fraudulent calls, Paytm never asks you to share your OTP or password.
#3 Google Pay
Google Pay was earlier known as TEZ but after some time its name is changed from TEZ to Google Pay. It is one of the topmost and trending payment apps used across the globe. Google pay offers you to perform many transactions online and you can also make payments to nearby stores easily with this app. This app also enables you to transfer the amount from one account to another. This is the biggest app used by the public lot, the transactions made with Google Pay are very easy and safe. Google Pay also gives scratch cards as exciting offers. You can use your scratch cards in the rewards section. The scratch card usually awards you with vouchers and cashback. You can easily register on Google Pay easily just with your mobile number (which should be linked with your bank account) and to verify your account you can use your debit card. All you need to remember is the UPI pin for performing every transaction, don’t share your UPI pin with anyone and Google Pay will never call you to ask for your personal details so be aware of Fraud.
Use this link to register yourself on Google Pay- https://g.co/payinvite/h6uf1z
#4 PhonePe
PhonePe is also an Indian payments app that allows you to perform many days to day transactions easily. This app provides many services like mobile recharge, utility bill payment and you can also do the payment online as well as at offline stores. PhonePe allows you to link your bank account and access the BHIM UPI feature. This is the safest platform to do any transaction online. It is also safer than internet banking, you are not required to remember your bank account number, IFSC code or any other detail, you just have to remember UPI pin. PhonePe can help you to meet all your banking and payment needs. PhonePe also has a switch button option where you get many offers on different apps of food, grocery, hotels, travels, medicine, etc. If you are using PhonePe you don’t have any need to keep these apps on your phone as the PhonePe is providing you these apps already on the PhonePe Switch Button. PhonePe is the app that doesn’t require KYC center. You can do KYC just sitting at your home with your documents. This is one of the best money payment apps.
If you want to download this PhonePe you can download it by this link- https://phon.pe/ru_namauupc4
#5 Mobikwik
Mobikwik is another good example of online money payment apps which is one of the trending payment apps that helps you to make transactions online. This app allows you to perform many tasks like mobile recharge, utility bills payment, credit card bill payment, Insurance premium, traffic challan, property tax, metro card recharge, etc. Mobikwik provides us with many amazing features like MobiKwik has an expense manager which records all the transactions done during a month. Mobikwik also gives supercash on every transaction, you can convert that super cash into money and use it from a wallet. You can also redeem supercash while making any transactions. Mobikwik is widely used on a mass level because of this super cash feature. Mobikwik also provides the UPI feature.
You can download the MobiKwik app by this link easily – https://hefex.app.link/oQcmt8QEr5
These all are mobile applications which provide the safest environment to a user. These apps assure the security of your details. You can use these apps without any fear and you can access everything you want to access. These are the most trustworthy and best online money payment apps. So feel free to download them and use them.
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